FHA - AFFORDABLE AND FAST! FHA allows cash-out refinances up to 85% loan-to-value and rate/term refinances to 97.75%. The requirements for an FHA loan are easier than a conventional loan. The new $8,000 1st time homebuyer tax credit can be used towards a down payment! NOW is a great time to consider a traditional FHA mortgage. We have helped many homeowners with our access to multiple FHA programs that work. Rates are still at historic lows - call us for a quote!
LOW CONFORMING RATES! Guideline changes, higher mortgage insurance premiums, and uncertainty in the markets make it more important than ever to act sooner than later. 30-year mortgage rates are still very low! Improve your budget by consolidating your debt. Convert that ARM to a fixed rate. Use equity in your home for major decisions such as college tuitions, buying an investment property, increasing your cash reserves, or making those improvements to your home you're planning for 2009! No matter what your needs are, SHF will find the best program for you and your family.
COMPETITIVE RATES! Our job is to provide you with the best terms available, not just the average. Check out the National Average Mortgage Rates. Ask your Secured Home Funding Loan Officer to prepare a no-cost analysis of your current financial situation and we will provide you a recommendation within 24 hours.
REVERSE MORTGAGES. We are certified for reverse mortgages, including the FHA-approved HECM programs. We have helped other senior homeowners understand the benefits of a reverse mortgage. Ask to speak to a certified reverse mortgage specialist. We will be glad to explain how this program will help you during your retirement years!
EMPLOYMENT. We are committed to employees and customers, so while other companies are closing or reducing their workforce, we are strong and expanding. Go to our Careers page to inquire about our employment opportunities!